Fed meeting could shift rate outlook
The Federal Reserve is expected to hold its key interest rate steady today as new Chair Kevin Warsh leads his first policy meeting. The Fed does not set mortgage rates directly, but its outlook can influence borrowing-cost expectations. If policymakers signal fewer rate cuts ahead, buyers may need t
Mortgage rates climb toward 2026 highs as inflation pressure persists
The 30-year fixed mortgage rate climbed to 6.52% this week, just below its 2026 peak, while the 15-year fixed rate rose to 5.84%, Freddie Mac reported. Both rates remain below year-ago levels of 6.84% and 5.97%, respectively.
Mortgage fears shape buyer decisions
A growing number of buyers are approaching mortgages through the lens of financial stress, past housing downturns and generational attitudes toward debt. The trend highlights the importance of understanding how financing fears may shape affordability conversations, refinancing decisions and long-ter
Mortgage shopping can lower buyer costs
A LendingTree study found Florida buyers could save an estimated $170 a month by comparing mortgage offers, adding another affordability step before the home search.